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  1. #53
    Join Date
    May 2006
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    3,680
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    pissed about what?

  2. #54
    Join Date
    Jan 2015
    Location
    Iowa
    Posts
    1,696
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    Quote Originally Posted by jmac00 View Post
    I got a similar letter from my Insurance company. basically:

    yeaa you do in fact have Business Interruption Insurance:

    to bad it doesn't cover biological or pandemic situations, so sorry
    Yep got something similar myself

  3. #55
    Join Date
    May 2014
    Location
    Bay Area California
    Posts
    26,556
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    If the business owner doesn't have that sort of cash laying around, ain't gonna happen.


    Quote Originally Posted by Scoobie View Post
    Federal government is telling business owners with under 500 employees to keep paying everyone for 2 weeks at full pay and then 10 weeks at 2/3 pay. While the guys stay home. We will pay you back later.

    What would you guys do?
    I do a triple evac with nitro to remove non condensables.

  4. #56
    Join Date
    May 2014
    Location
    Bay Area California
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    Yeah, historically, I've always noticed a slow down in the two or three weeks preceding April 15.


    Quote Originally Posted by jmac00 View Post
    for the last 26 years, March and April have been slow, it's always slow. We plan for it to be slow. So we are not in a panic YET!

    The good news is, it's been warm enough that the ice is off the lake our seasonal OFF GRID cabin is on, the only way to get to the cabin is by boat (or ATV when the lake is frozen) it is extremely remote. Our nearest neighbor is a mile across the lake and the cabin is surrounded by a 1200 acre conservancy, which is all swamp.

    With the state on "pause" I see no reason to sit there and be miserably bored
    I going to get the boat ready and head up to the cabin
    I do a triple evac with nitro to remove non condensables.

  5. #57
    Join Date
    May 2014
    Location
    Bay Area California
    Posts
    26,556
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    One thing that is compounding the problem this time is the global economy was already showing signs of weakness.

    But yeah, too much over blown media hype. The proof will be in the pudding. Look at the number several months down the road. In particular, the number of flu deaths. I'll bet the number will be close to zero. When in past years it has ranged around 30,000 to 50,000.


    Quote Originally Posted by Poodle Head Mikey View Post
    I don't dispute that it's real. I do dispute that paralyzing and severely damaging the US economy while freaking out much of the population is warranted for what is apparently just another virus to contend with.

    Want to self-quarantine? Go ahead. Hell; let me know and I'll bring you the supplies you need.

    Want to wear a mask and disinfect every possible thing in every direction? Go ahead - I will fully support your decision for yourself.

    But don't try to force me to buy into what I consider to be an unjustified hysteria-driven mania.

    All my life I have heard: "Yeah, well; it's Different this time!"

    Every stock market peak, every stock market pullback, every newly elected official, every new disease, every real estate market issue: "Oh but this time - it's different!"

    And you know what? It's never once been different. <g>

    PHM
    -----------
    I do a triple evac with nitro to remove non condensables.

  6. #58
    Join Date
    Feb 2004
    Location
    New Mexico
    Posts
    9,656
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    For some of y'all that wondered what you might do with your time when you retired, now you can practice.
    Lots of people that retire have a short money supply, maybe aren't as mobile as before, and might not be as motivated. Some will take to the TV or other diversions found at home. Chase their partner until told enough. Eat too much.
    The lucky ones are never bored. They have interests established and cultivate them. Time like this is what they hope for unless their interests involve others.
    There is understanding that while business sucks today, most everyone else is the same situation. Work usually doesn't go away forever. Their will be a mini-boom or maybe a big boom after this so maybe enjoy your time off. Free vacation and all that.
    Start a new hobby/interest. Plant a garden, help animal rescue, do the honeydo's, mostly learn to roll with the punches. Enjoy your bailout.
    There was a hustle type TV add when BO was in office. One of those "Call this number! Obama bailed out the banks, now it's your turn." At the least you'll be getting some of your taxes back.
    What might happen is people will get antsy and one day say $crew it and go outside and re-start their lives. Virus or not. The others that achieved paranoia might never be able to cope well. Trust always involves risk.
    Give me a relay with big enough contacts, and I'll run the world!

    You can be anything you want......As long as you don't suck at it.

    If a person wants to create a machine that will be more likely to fail...Make it complicated.

    USAF 98 Bomb Wing 1960-66 SMW Lu49

  7. #59
    Join Date
    Sep 2002
    Posts
    27,385
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    I have generally found the responses from my insurance companies tend to be more like this:

    Yes; you do, in fact; have Insurance Coverage. Too bad it doesn't cover whatever it is which has just occurred.

    BTW: Your premium is due - when can we expect payment so that we won't be forced to cancel your coverage?

    PHM
    -------------






    Quote Originally Posted by jmac00 View Post
    I got a similar letter from my Insurance company. basically:

    yeaa you do in fact have Business Interruption Insurance:

    to bad it doesn't cover biological or pandemic situations, so sorry
    PHM
    --------
    The conventional view serves to protect us from the painful job of thinking.

  8. #60
    Join Date
    Feb 2004
    Location
    New Mexico
    Posts
    9,656
    Post Likes
    Quote Originally Posted by Poodle Head Mikey View Post
    I have generally found the responses from my insurance companies tend to be more like this:

    Yes; you do, in fact; have Insurance Coverage. Too bad it doesn't cover whatever it is which has just occurred.

    BTW: Your premium is due - when can we expect payment so that we won't be forced to cancel your coverage?

    PHM
    -------------
    It's awaking when it's realized people don't start an insurance co. to be altruistic and come to the aid of their fellows. Payouts aren't a priority.
    That's as it is. All that can be done is play the hand dealt.
    The news told of more domestic violence happening. Not surprising but disappointing. Hard times should draw people closer but for some it's only the good times. It's ez to be happy when your drawing aces.
    Well, duck & cover.
    Give me a relay with big enough contacts, and I'll run the world!

    You can be anything you want......As long as you don't suck at it.

    If a person wants to create a machine that will be more likely to fail...Make it complicated.

    USAF 98 Bomb Wing 1960-66 SMW Lu49

  9. #61
    Join Date
    Aug 2006
    Posts
    3,380
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    Got this from a local contractor. Name of company has been omitted. I think it’s a pretty good policy.

    XXXXXX Company has been categorized as an "Essential Business" by the state of Maryland. Meaning we will remain open to provide service, replacement estimates, and replacement installations. We have provided latex gloves and Clorox wipes to all installers and technicians to use while working in our customers' homes. Our office staff is now operating remotely from home until further notice.

    As the COVID-19 pandemic continues to grow within our community, we have decided to temporarily postpone all maintenance appointments to reduce personal interactions with our customers. Once the threat is reduced or dismissed, all maintenance appointments will be fulfilled promptly. We believe these actions are necessary to protect our customers, community, and technicians at this time.

    As always, If you need us please give us a call or visit our website.
    Retired, after 43 Years

  10. Likes Metalman0880 liked this post.
  11. #62
    Join Date
    Sep 2005
    Location
    Atlanta GA area
    Posts
    44,180
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    We are only taking care of established customers and direct referrals from them...
    No new customers other than referrals.

    Atlanta has a rough pollen season every year... pollen counts on Monday were over 8000 (not kidding)...
    We generally try to wait until after the pollen counts go down, before doing spring maintenance... as it is not fair to the customer to change the filter and it loads up with pollen within a few weeks.
    GA-HVAC-Tech

    Your comfort, Your way, Everyday!

    GA's basic rules of home heating and AC upgrades:
    *Installation is more important than the brand of equipment
    *The duct system keeps the house comfortable; the equipment only heats and cools (and dehumidifies)
    *Cheap is not good, good is not cheap; however expensive is not a guarantee of quality!
    Choose your contractor wisely!

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