Page 27 of 39 FirstFirst ... 1720212223242526272829303132333437 ... LastLast
Results 339 to 351 of 495
  1. #339
    Join Date
    Oct 2016
    Posts
    1,110
    Post Likes
    Quote Originally Posted by WAYNE3298 View Post
    Socialist countries are great places to live. Don't take my word for it move there and write us if you can get paper and pencil. Hitler's party was socialist.

    Have you ever been to Sweden? My buddy’s wife is from there and he has visited several times. Says it’s pretty nice.

  2. #340
    Join Date
    Sep 2002
    Posts
    25,192
    Post Likes
    Where can I sign up for this program?

    PHM
    ----------




    Quote Originally Posted by Brian8383 View Post
    Non compound fracture. So an xray, set the bone and a cast. Plus follow ups.

    $40. And the provider is very reputable. They also provide free 2am house calls. Free.

    It's a reputable clinic with a dozen doctors. They charge $50 for adults per month. $20 for kids. All healthcare is included. They provide most medications as cost which is literally $2 or $5 a month. Labs are $5 or $10. But physicals and any procedure they can provide in house is free. And they provide many. They work crazy deals with labs, pharmacy providers and specialist for any additional needs.

    So a family of 4 pays $120 a month. That plus a catastrophic plan and an HSA will have your family covered securely.

    Catastrophic plans would cost approx $200 a month and have a $3500 deductible(I can provide links for if you'd like). So for $320 a month total, a family of 4 is covered. Fully. Toss $300 a month on top of that to make a nice cushion in an HSA. In one year you would have enogh to cover that deductible. If you don't use it, you can ease back on the HSA contribution.

    So for a max of $7,400 a year, you are fully covered. After you get enough to cover your deductible you could stop paying into the HSA. So your yearly costs would drop to $3800 a year. Family of 4, fully covered.

    Beats the hell out of the $16-20k I'd pay with single payer. GC too. That's a boatload. Beats the hell out of the $20k I'm going to have to cough up this year. Beats the hell out of the nearly $12k a year I'm paying now for my principle if I don't even seek any medical care.

    My wife is running around today meeting a couple doctors. It's amazing how many times they've apologized for the disorganized mess the entire system is. The doctors and nurses are great. She said they've all been absolutely amazing. It's the FUBAR'd system which is the way it is because the indivial has no power. This wasn't our healthcare system 30 or 40 years ago. These things don't happen when the consumer is running the show. And on top of the numbers I listed above, that type system would do wonders to straighten out this mess. Single payer won't. It will likely get worse. And sane person should be able to admit that.

    We don't need everyone participating in a system similar to above. Netsalt and GC love saying that I'm saying we do. 30% of the population would do wonders for the entire system. 40 or 50% would be perfection.

    Yes, we still need to address the needy. States are very capable of setting up basic safety nets. And we(individuals) will be able to control it more so than a Washington system.

    I've said before that even Canada is smart enough to handle their system at the province level.

    Once it hits Washington, we are in a world of hurt.
    PHM
    --------
    The conventional view serves to protect us from the painful job of thinking.

  3. #341
    Join Date
    Oct 2016
    Posts
    1,110
    Post Likes
    Me too!

    I have excelent insurance. In pretty good health also thank goodness, so don’t use the insurance. I’d send atlas $600 a year times two for the wifey and I, just in case my company/gravytrain takes a poop.





    Quote Originally Posted by Poodle Head Mikey View Post
    Where can I sign up for this program?

    PHM
    ----------

  4. #342
    Join Date
    Jul 2010
    Location
    napping on the couch
    Posts
    12,065
    Post Likes
    Quote Originally Posted by Poodle Head Mikey View Post
    Where can I sign up for this program?

    PHM
    ----------
    Wichita Kansas.

    There are other offices opening up around the country. They help other doctors with the model. I'll post a video of the main doctor later. I've posted it before. But if course the ARP mashed potato brains never check the links and watch the vids I post as they argue with me.

  5. #343
    Join Date
    Feb 2016
    Location
    Louisburg Kansas
    Posts
    3,155
    Post Likes
    Thread Starter
    Hannity has been pushing that insurance for a while now.
    No man can be both ignorant and free.
    Thomas Jefferson

  6. #344
    Join Date
    Mar 2008
    Location
    Long Beach, CA
    Posts
    9,266
    Post Likes
    Quote Originally Posted by Brian8383 View Post
    Wichita Kansas.

    There are other offices opening up around the country. They help other doctors with the model. I'll post a video of the main doctor later. I've posted it before. But if course the ARP mashed potato brains never check the links and watch the vids I post as they argue with me.
    I checked it while back and it said it is not a substitute for primary insurance. So for me it would be another $400/mo down the drain. It would be better to save the money and use it as cash when I needed something small done.

    It would be the opposite of catastrophic insurance. Until Atlas can set and bolt a broken femor or deal with a head injury, I'm not interested. If I needed antibiotics or an MRI, I'd use cash and more than likely come out ahead.

  7. #345
    Join Date
    Mar 2008
    Location
    Long Beach, CA
    Posts
    9,266
    Post Likes
    Quote Originally Posted by WAYNE3298 View Post
    Hannity has been pushing that insurance for a while now.
    Actually, I don't think they consider it health insurance.

  8. #346
    Join Date
    Jul 2010
    Location
    napping on the couch
    Posts
    12,065
    Post Likes
    For the mashed potato brains who still don't get it....

    Do you think you still don't understand consumer driven market? Is it at all possible that as providers like this begin to pop up, they will fine tune their systems and provide more and more services. The market would expand and adapt to the INDIVIDUAL consumers needs. That's what open and free markets do. That's how it works.

    But even at present levels...... Wouldn't signing on with Atlas save you $1000 a month in premiums alone? That goes a long way. How isn't that enough for a catastrophic plan in addition to stuffing several hundred into and HSA and build a really nice cushion? Then stop once you do have a few thousand in the HSA and poket even more cash?

    And the Atlas MD thing isn't the catastrophic plan. I never said it had anything to do with a catastrophic plan. That's separate. Where did you read that?

    All your specialized procedure costs you listed would be covered and you would have had a wad of money left over in your pocket.

    Your $1500 a month premium is what you've been needlessly flushing down the drain. You still had to cough up a gigantic out of pocket deductible for your accident, right?
    Last edited by Brian8383; 06-13-2019 at 03:46 AM.

  9. #347
    Join Date
    Jul 2010
    Location
    napping on the couch
    Posts
    12,065
    Post Likes
    Here are some labs and medication pricing from Atlas. The first number after the lab/medication/procedure is what Atlas charges. The second is retail price."INCLUDED" means there is no additional charge. The vast majority of the costs that aren't included for no cost are less than my standard doctor visit copay.


    Labs and Medication Pricing
    PANELS PRICING Atlas MD Retail
    CMP 4.50 52.00
    BMP 3.40 40.00
    Renal 4.00 47.00
    Hep4 (Acute Hepatitis) 24.00 112.00
    Liver 3.50 21.00
    Lytes 3.00 25.00
    Lipid 5.50 62.50
    Obstetric Panel 20.00 180.00

    ADD ONS WITH PANEL
    Amylase 2.00 25.00
    CBC 2.00 30.00
    CEA 7.00 82.00
    Cholesterol 1.50 20.00
    CPK 2.00 25.00
    HDL 2.00 25.00
    Hemoglobin A1C 6.00 45.00
    Hepatitis Panel 19.50 112.00
    LDH 1.50 20.00
    Lipid Panel 3.00 62.50
    Magnesium 3.00 40.00
    Phosphorus 2.00 20.00
    PSA 10.00 60.00
    RPR 2.50 30.00
    SGPT 2.00 25.00
    T-3 (Uptake) 3.00 32.00
    T-4 3.00 25.00
    Triglyceride 2.00 20.00
    TSH 4.00 60.00
    Uric Acid 2.00 50.00
    Urinalysis 2.50 20.00

    Complimentary Services
    PROCEDURES PRICING Atlas MD Retail
    EKG INCLUDED 19.17
    Holter Monitor INCLUDED 102.02
    Spirometer INCLUDED 31.31
    Lesion Removal INCLUDED
    Ear Wash INCLUDED 45.38
    Foreign Body Removal INCLUDED
    Incision & Drainage INCLUDED 120.73
    Laceration Repair INCLUDED
    Blood Sugar Testing INCLUDED
    Toe nail removal INCLUDED
    And much more...

    INDIVIDUAL TESTS PRICING Atlas MD Retail
    ABO and Rh 5.00 40.00
    B-12 and Folate 12.00 138.50
    CRP 5.50 25.00
    CRP-HS 20.50 85.00
    H. Pylori Antibody 12.50 50.00
    Urine Micro Alb/Creat: Ratio 10.50 60.00
    Mono Screen 3.50 20.00
    Pregnancy, Serum Qual. 7.50 45.00
    Pregnancy, HCG-Beta, QT 16.50
    Protime (INR) 3.00 25.00
    RA (Rheumatoid Factor) 4.00 25.00
    RPR (Reflex Syphilis IgG & IgM) 3.00 30.00
    SED Rate 3.00 20.00
    Testosterone 10.50 80.00
    Vitamin D 59.00

    MICROBIOLOGY PRICING
    Wound Superficial, Aerobic 7.50 35.00
    Wound Deep (Anaerobic) 7.50 35.00
    MRSA, Screen Only 9.00 45.00
    Strep (Rapid Screen) 3.50 41.00
    Urine Culture 7.00 35.00
    Viral Resp. FA Screen 30.50 120.00
    GC + Chlamydia AMP DNA 30.50 152.00
    Chlamydia AMP DNA, Urine 78.00 123.00
    N. Gonorrhea AMP DNA 15.50 76.00

    VAGINITIS PRICING
    G, VAG, Candida, Trichomonas 53.50
    Tissue Culture 16.00 95.00
    PAP 22.50 48.00


    PATHOLOGY PRICING
    Biopsy
    INJECTIONS PRICING
    Influenza Vaccine 12.00 30.00
    Testosterone Injections 200mg 6.00 55.00


    INJECTIONS PRICING Atlas MD Retail
    Rocephin INCLUDED 80.00
    Toradol INCLUDED 80.00


    EQUIPMENT/DIAGNOSTIC TESTING PRICING
    DEXA Bone Scan – Osteoporosis INCLUDED 300.00
    Carotid Ultrasound Screenings INCLUDED 200.00
    Medical Ultrasound Screenings INCLUDED


    Medical Laser Treatments: for
    acne, eczema, psoriasis, spider
    veins, scars and more…
    INCLUDED

    Sleep Apnea coming soon…

  10. #348
    Join Date
    Jul 2010
    Location
    napping on the couch
    Posts
    12,065
    Post Likes
    Here is the medication costs. Little number is the cost at Atlas. Big one is retail. Again the Atlas pricing is less than my copay in most examples. So everyone should think about this. If you are charged $15 for a prescription, and you can get it at Atlas for $4 that means the insurance company is actually making money when you think you are getting a great deal when you "only" pay that $15 copay. In some instances the insurance company is making a 500% profit on your $15 copay. They still make money while they tell you insurance saved you money.

    MEDICATION PRICING
    Pill # Generic Brand Atlas MD Wholesale

    100 Allopurinol 300 mg Lopurin/Zyloprin 5.00 64.50
    90 Amlodipine 10 mg Norvasc 2.50 155.00
    100 Amitriptyline HCL 10 mg Elavil 2.00 17.00
    100 Benazepril 20 mg Lotensin 6.00 105.00
    100 Bumetanide 1 mg Bumes 11.00 50.00
    60 Bupropion 150 mg SR Wellbutrin 20.00 174.00
    30 Bupropion 150 mg XL Wellbutrin 22.00 156.00
    100 Buspirone HCL 10 mg Buspar 5.00 134.00
    100 Cetirizine 10 mg Zyrtec 5.00 250.00
    100 Citalopram 20 mg Celexa 3.00 243.00
    100 Clonidine 0.1 mg Catapres 3.00 26.00
    100 Chlorzoxazone 500 mg Parafon 8.00 85.00
    100 Diclofenac Potassium Cataflam 50 mg 12.00 156.00
    100 Dicyclomine 20 mg Bentil 5.00 35.00
    100 Diltiazem 90 mg Cardiazem 8.00 101.00
    100 Estradiol 0.5 mg Estrace 4.00 25.00
    100 Fexofenadine 180 mg Allegra 36.00 49.00
    90 Finasteride 5 mg Proscar 22.00 280.00
    100 Fluoride Chew 0.5 Luride 5.00 14.00
    30 Fluconazole 100 mg Diflucan 4.00 265.00
    100 Fluoxetine 20 mg Prozac 3.00 266.00 1 Fluticasone Nasal Spray Flonase 21.00 84.32
    100 Gabapentin 300 mg Neurontin 10.0 132.00
    100 HTZ 25 mg Hydrodiuril 2.50 8.50
    100 Lisinopril 20 mg Prenovil/Zestril 4.00 106.00
    90 Levothyroxine 75 mcg Synthroid 11.00 30.00
    90 Levothyroxine 88 mcg Synthroid 11.00 30.00
    90 Levothyroxine 100 mcg Synthroid 11.00 30.00
    15 Loratadine D-24 Claritin D-24 7.00 11.00
    30 Losartan Potassium 25 mg Cozaar 3.00 67.00
    60 Lovastatin 40 mg Altocor/Mevacor 6.00 254.00
    90 Meloxicam 15 mg Mobic 3.00 425.00
    100 Metformin HCL 1000 mg Glucophage 5.00 144.00
    100 Metoprolol Tartrate 50 mg Lopressor 3.00 55.00
    30 Ondansetron 4 mg Zofran 7.00 710.00
    30 Ondansetron 4 mg ODT Zofran ODT 9.00 694.00
    100 Omeprazole 20 mg Prilosec 13.00 415.00
    100 Oxybutynin 5 mg Ditropan 4.00 56.00
    100 Pantoprazole Sodium 40 mg Protonix EC 10.00 368.00
    100 Prednisone 10 mg Prednisone 3.00 10.00
    90 Pravastatin 20 mg Pravachol 7.00 294.00
    100 Propanolol 40mg Inderal 3.00 69.00
    30 Sertraline 100 mg Zoloft 3.00 85.00
    90 Simvastin 20 mg Zocor 4.00 441.00
    90 Simvastin 40 mg Zocor 6.00 441.00 9 Sumatriptan Succinate 50 mg Imitrex 9.00 225.00 9 Sumatriptan Succinate 100 mg Imitrex 9.00 225.00
    100 Sulfamethox e/Tri 800/160 Bactrim DS 9.00 115.00
    90 Synthroid 75 mcg Synthroid 51.00 61.00
    100 Tamsulosin Hcl 0.4 mg Flomax 20.00 421.80
    60 Topiramate 25 mg Topamax 2.00 153.25
    60 Topiramate 50 mg Topamax 4.00 305.00
    30 Venlafaxine 75 mg Effexor 7.00 140.00
    100 Venlafaxine 100 mg Effexor 35.00 232.00
    30 Zolpidem 10 mg Ambien 1.00 300.00

  11. #349
    Join Date
    Sep 2013
    Location
    Atlanta, GA
    Posts
    3,546
    Post Likes
    Everything seems to devolve into healthcare debate... can we at least agree that the healthcare system we have now is a truly horrible value per dollar?

    Everyone keeps debating free-market vs single payer, when I see the issue being corruption. Liability corruption, bureaucratic corruption being the two most obvious. But I am sure there is more. Until the government/system is willing to take undo-profits from the ones currently scamming the american people... I don’t think single-payer vs free-market discussion even matters. To get either would take major changes that lobbyists would fight tooth and nail.

  12. #350
    Join Date
    Mar 2008
    Location
    Long Beach, CA
    Posts
    9,266
    Post Likes
    Quote Originally Posted by Brian8383 View Post
    For the mashed potato brains who still don't get it....

    Do you think you still don't understand consumer driven market? Is it at all possible that as providers like this begin to pop up, they will fine tune their systems and provide more and more services. The market would expand and adapt to the INDIVIDUAL consumers needs. That's what open and free markets do. That's how it works.

    But even at present levels...... Wouldn't signing on with Atlas save you $1000 a month in premiums alone? That goes a long way. How isn't that enough for a catastrophic plan in addition to stuffing several hundred into and HSA and build a really nice cushion? Then stop once you do have a few thousand in the HSA and poket even more cash?

    And the Atlas MD thing isn't the catastrophic plan. I never said it had anything to do with a catastrophic plan. That's separate. Where did you read that?

    All your specialized procedure costs you listed would be covered and you would have had a wad of money left over in your pocket.

    Your $1500 a month premium is what you've been needlessly flushing down the drain. You still had to cough up a gigantic out of pocket deductible for your accident, right?
    I could not drop my primary insurance, which is $800/mo. I'd have to sign onto Atlas at an addition $400/mo. Now I'm up to $1,200/mo. How is that lowering my healthcare costs? I'd rather pocket the $400 and accumulate the $5,000/yr.

    Your math never makes sense to me. Until Atlas or Surgery Center of OK can completely replace Health Net, I need my primary insurance.

    BTW - Why is Atlas only an opportunity for me? Why doesn't it look appealing to you?

  13. #351
    Join Date
    Mar 2008
    Location
    Long Beach, CA
    Posts
    9,266
    Post Likes
    Quote Originally Posted by davidadavis View Post
    Everything seems to devolve into healthcare debate... can we at least agree that the healthcare system we have now is a truly horrible value per dollar?

    Everyone keeps debating free-market vs single payer, when I see the issue being corruption. Liability corruption, bureaucratic corruption being the two most obvious. But I am sure there is more. Until the government/system is willing to take undo-profits from the ones currently scamming the american people... I don’t think single-payer vs free-market discussion even matters. To get either would take major changes that lobbyists would fight tooth and nail.
    You are correct in that only politicians can stop the bilking. A good comparison is electricity.

    We need healthcare at a reasonable, non-gouging cost like we get our electricity at a reasonable cost. Our politicians know we require electricity to live just like we need that appendectomy. So why doesn't Edison charge us whatever they want? Why doesn't Edison have hordes of executives making millions a year? Because govt regulations dictate what Edison can charge us. IOW - Govt regulations are saving our asses. So, should govt get out of the electrical regulation business and hand it over to the vultures?

    David, you may already understand this so my question is more for Brian.

Page 27 of 39 FirstFirst ... 1720212223242526272829303132333437 ... LastLast

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •