The 5 year barrier?

[pcp]

Oops. anyway in 2000 making more than 10 dollars an hour.

[Phrancis]

Thanks. I did bring it up once and the secretary (boss's wife) said "we pay our employees enough to invest on their own." I currently earn (30-33k/yr) not enough to invest on my own in my opinion. Unless I want to give up eating once a week. I am going to keep persuading them to match some percentage. Wish me luck, thanks for the insight.

Been reading this lately. Very insightful and most of all, SIMPLE. Take it or leave it but he covers everything from credit cards to Roth IRAs to 401(k) etc. etc.
http://www.amazon.com/Will-Teach-You.../dp/0761147489

[supertek65]

used to be

hourly wage was 33% of billable hour!!!!!!!!!

dont know if that is still correct????????

[timebuilder]

Been reading this lately. Very insightful and most of all, SIMPLE. Take it or leave it but he covers everything from credit cards to Roth IRAs to 401(k) etc. etc.
http://www.amazon.com/Will-Teach-You.../dp/0761147489

My assumption is that this is a dose of financial common sense, aimed a a generation that has none. Another guru reinvents the wheel.

[54regcab]

Getting out of DEBT helps tremendously also !!

[timebuilder]

Getting out of DEBT helps tremendously also !!

Rule 1: avoid paying interest. Exception: mortgage.

Rule 2: repeat Rule 1 until you get it in your head.

Rule 3: marry someone who agrees that you have to live within your means.

Rule 4: Enjoy life WHILE you live within your means.

That is enough to stump most young people today.....

[Chuck]

Rule 1: avoid paying interest. Exception: mortgage.

Rule 2: repeat Rule 1 until you get it in your head.

Rule 3: marry someone who agrees that you have to live within your means.

Rule 4: Enjoy life WHILE you live within your means.

That is enough to stump most young people today.....

Rule 5: If you have 2 or more monthly payments and you pay one loan off, apply that payment to another loan as an extra payment instead of just spending it.

[DD931]

Thanks folks. Chuckcrj that is a fresh good way to look at life

[supertek65]

Rule #6

If you have any money at all left after you make your house , car, motorcycle , boat, credit card , child support and health club payment?

Put a down payment on something else!!!

[supertek65]

Your next ex wife is going to take it all anyhow!!!

[supertek65]

If you have enough debt and no liquid assets.
Your wife will just ask for the kids during the divorce!

[timebuilder]

Rule 5: If you have 2 or more monthly payments and you pay one loan off, apply that payment to another loan as an extra payment instead of just spending it.

Yep. That's really Rule #1.

[54regcab]

Yep. That's really Rule #1.

"snowballing" as Dave Ramsey calls it...

[googizzo]

i did no tech school... i hired in the field as a helper within 6 months i was lead installer worked there two years as the lead
switched companies to run service so i could get commission cause hourly dosent cut it.. did that for one week then lead the sales board for 2 months.. they fired the lead sales.. worked lead sales for 3 years... then when i said i was going to test for my lic they droped my commison pay.. so i left... best thing i ever did. Now im a class a lic holder in florida.. i would recommend to anybody take the test just tab your books . i thought i was dooing good making 60 k selling 500k... pffft i should of started 2 years ago...