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Thread: insurance

  1. #1
    Join Date
    Mar 2011
    Location
    phillipsburg, nj
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    72

    insurance

    just opening my own company and i am in western nj and cant find anyone that will insure if working on lpg equipment. ahy ideas wold be great thanks

  2. #2
    Join Date
    Sep 2005
    Location
    Atlanta GA area
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    21,436
    My agent wants a considerable amount more if I do LP... so I do not... however that is an option (not to do LP) in my area.

    I suspect if you shop enough... you will find someone.

    Question for you; are you being told you have to pay high premiums for 3 years until you establish a track record of no claims... that is what they told me back when I first got Gen/Liab insurance. Been a decade now... no claims, and my rates are low compared to others.
    GA-HVAC-Tech

    Quality work at a fair price with excellent customer service!

    Romans Ch's 5-6-7-8

    2 Chronicles 7:14

  3. #3
    Join Date
    Mar 2011
    Location
    phillipsburg, nj
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    my sister is an insurance agent and no companies will do lp

  4. #4
    Join Date
    Jan 2012
    Location
    Broomall, PA
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    421
    Call Federated insurance, ask for the rep in your area 888-333-4949

  5. #5
    Join Date
    Mar 2005
    Location
    burlington county n.j.
    Posts
    9,756
    try Harrah insurance i think they're in the mercer- hamilton area.

    we stopped doing any lp work when the state required certification for it a few years ago, i would of had to travel 2 days to north jersey and the class was over $1,000.

    i didn't see more than 2 lp furnaces in a year so didn't bother with it.

  6. #6
    Join Date
    Mar 2005
    Location
    burlington county n.j.
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    9,756
    Quote Originally Posted by STEVEusaPA View Post
    Call Federated insurance, ask for the rep in your area 888-333-4949

    had quotes from them a couple different years and they were always crazy high on their quotes.

  7. #7
    Join Date
    Apr 2008
    Location
    maryland
    Posts
    193
    I'm having the same problem right now. one place quoted me $1500 more to perform lpg work! im so new to all this starting your own business stuff maybe im probably not searching in the right place. Im from maryland fyi.

  8. #8
    Join Date
    May 2011
    Location
    Western, KY
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    3,230
    Quote Originally Posted by njtinman View Post
    just opening my own company and i am in western nj and cant find anyone that will insure if working on lpg equipment. ahy ideas wold be great thanks
    So you can't get insured to even service a furnace that's running on L.P.!? That's rough, in my area there are whole days that all I work on is L.P. Gas packs, maybe it's easier to get insured in areas with high demand because the insurance agencies are familiar with it.

  9. #9
    Join Date
    Mar 2011
    Location
    phillipsburg, nj
    Posts
    72
    the area that i live in is oil or lpg there is no nat gas

  10. #10
    Join Date
    Apr 2008
    Location
    maryland
    Posts
    193
    Quote Originally Posted by njtinman View Post
    just opening my own company and i am in western nj and cant find anyone that will insure if working on lpg equipment. ahy ideas wold be great thanks
    I just signed up for a policy today that includes LPG equipment and the price was very cheap. I went to a online broker. It is a b rated company which from my understanding unless your doing govt contracting work where they require A rated companies it should work just fine. Pm me for the web address if you like anymore info. I'm just starting out too. Not sure if u can post the web link if not.

    Sent from my XT912 using Tapatalk 2

  11. #11
    Join Date
    Jun 2009
    Location
    Upstate SC
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    1,439
    Ricky you need to turn on pm messages

    Sent from my ERIS using Tapatalk 2

  12. #12
    Join Date
    Apr 2008
    Location
    maryland
    Posts
    193
    hmmm. can't figure it out on tapatalk, I will when I get home unless u know how

    Sent from my XT912 using Tapatalk 2

  13. #13
    Join Date
    Sep 2005
    Location
    Atlanta GA area
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    Only PRO members can PM...

    Put a hotmail or yahoo addy in your profile... NOT on screen.
    GA-HVAC-Tech

    Quality work at a fair price with excellent customer service!

    Romans Ch's 5-6-7-8

    2 Chronicles 7:14

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