ACCA membership needed for workers comp?

[ericb45696]

Our workers comp company just called to notify us that out ACCA membership lapsed (oops) and that it was required for the insurance to be valid.

anyone else heard of this? is it normal ?

thanks .

[Dr.phil]

I never heard of that before. Is your insurance through ACCA?

[ericb45696]

nope, cardinal.

[Diceman]

Never belonged to acca and have had all kinds of insurance including WC, for 30 plus years, so I have no idea what thats about.

[bmac]

Maybe you were getting a discount by being a member?

[ericb45696]

Maybe you were getting a discount by being a member?

could be. I think somethings fishy though. still waiting to hear back from our Ins. company.

[Diceman]

Usually the cheapest, best way to get workers comp is directly through the state, the one you live and work in.

[cuchulain]

Just talked with my boss about this, he is former president of GHACCA and a member of TACCA. He said YES it's if you have first cardnial in Texas you have to be part of ACCA. Because first cardinal is an ACCA program. It's strickly for ACCA or PHCA. It's an association sponsered insurance

[ericb45696]

that answer helps tremendously. thanks cuchulain!
and we will look into that Diceman.
you guys rock!!

[cuchulain]

According to the boss it's actually cheaper then any of the other insurance carriers in TX, cause it specializes in HVAC and Plumbing contractors.

[Diceman]

The point is, its cheaper, but no way do you need to belong to any organization to get any kind of insurance.
I still think the state is the cheapest, for workers comp I mean.