I'm not mad at you, just disappointed. I don't understand why a professional resorts to personal attacks when it has nothing to do with my request for help. What I do for a living has nothing to do with wanting to educate myself on a subject before confronting someone I thought I could trust. Seeking wise counsel is what I'm after. I've got 5 kids to raise. I don't have the financial luxury of repeatedly trusting someone if I think they made a mistake on such a large investment of my money. That's the reason I came back to this website.