Just got off the phone with an Insurance Co that would not do a policy because I said there is a possibility that I will be doing new construction. He said that the contractors want certificates of ins. issued to them and are likely drag the ac co to court on the event of lawsuit against them. I've got several other ins co's working on quotes at the time. What are some of the companies you guys use? I dont mind paying for a good policy, and I want one that covers just about everything. I also dont want any problems in the event of a claim. Any suggestions?