Hi all.

A little background before I ask my question.

I run a small, family contracting business in California. We've been in business for about 45 years now. Over the last 6-7 years, we were caught up in a few "class action" lawsuits. Now, because of the lawsuits, we're unable to get liability insurance. I've talked to numerous insurance brokers and even a few lawyers, and nobody can tell me what to do.

Does anybody here know of a solution to my problem? I know I'm not the only contractor out there with this problem.