Was driving by a golf course today and BAM! Golfball spider webbs my windshield. I stopped, saw the ball rolling down the road and another car hits it and sends it back to me. I picked it up, went on to the course, saw a group of 4 men and i asked if the ball belonged to 1 of them, they just stared at me. I repeated and know response. Went back to truck and got out the camera, started taking pictures of the players . Not til then did that fat S O B come up and admiit it. Then he said " Hey i dont want to be an as*hole but i cant do anything about it. Its like a rock thrown from someone tire." I told him we'll see who's responsible. I kept my cool and got his name ,ph# ,Ins account #. I'll call my insurance co. on monday and let them handle the money part of it. But i now have to deal with getting it changed while he plays another round of golf.
Should he pay or should i let my insurance take care of it?