I have been following this thread and waiting to comment. I have no children so perhaps my opinion is not valid.
I think you did the right thing. We service a clientele wher I often see kids who will never know the feeling of want. They will never experience the thrill of buying a car they had to fix themselves and when you get it right it fires up smoothly nor the joy of buying a home that they have had to scrimp and save for. Too often I see these spoiled brats and I do now appreciate how my Mom, single and on welfare with 5 kids, got a job and moved us away from the ghetto neighborhood I knew as a kid.
I'm gonna call her tomorrow and thank her again for that. She was more of a Father to me than my real father ever could have been.