Using swimming pool as water source for heat pump AC?

[Heatranger]

the reason for the surface area is because the biggest heat loss from a pool is evaporation. I think the pool would have to be covered to hit the 104 myself

Anything will soon reach a point where it can not absorb more than phisically possible. That is why the excess must be dumped.
As for too much heat it is best to let it be absorbed back into the biggest heat sink in the universe. And that would be the UNIVERSE. "Nocturnal Radiation" is a passive method. It let's the black night sky cool the water. As with any heat exchange the more surface area exposed to the night sky the better. Then you add evaporation techniques. Coupled with venturi methods.
Smart building is the first step. Making stupid buildings livable is much more difficult than designing a smart building to begin with!