Wow I envy your electric rates.
Here we start at 11 cents / kilowatt for the first tiny quantity
and then grow to 36 cents for heavy useage.
With electricity that cheap you should do a heat pump!
Forget gas. I assume gas is not cheaper than the rest
of the country?
I guess it really is cool enough that you don't need A/C
there, but you do get A/C for free when you do a heat
The truly deluxe solution is a heat pump with a little
gas back up for recovery and when its real cold.