I was looking to get a Bryant #286 2 stage HP when the salesman called and gave me his quote for the product. He told us when he bought his, that he didn't think the 2 stage had enough money return when in heat mode for the cost difference when compared with the #265 single stage. The difference is about 500.00. I like the idea of better humidity control in the summer with the 2 stage, but the salesman said the #265 single stage can control the humidity just as well. Now my other half is concerned about the #286 starting out in low in colder weather and not being as efficient. Any thought?