FYI, your greatest savings with insulation is with the first 1". Additional insulation the savings diminishes with each additional inch added. The other hot tip is that insulation does not SEAL anything. It just stops conduction heat. So whether it's a supply leak, return leak or 'chimney effect' with the house leaking, there's plenty of air to be lost. Incidentally, one of the least observed losses of ducted systems is bedrooms where the returns are not MATCHED to the supply air. If there's insufficient return air, then the bedroom will be under pressure when the door is closed. The higher pressure in the room forces air out of the envelope, to either outdoors or to the attic. If there's too much return air, then the room will go negative when the door is closed and you'll be sucking hot, moist air from either outdoor, the attic or whereever it can suck the air from.
If YOU want change, YOU have to first change.
If you are waiting for the 'other guy' to change first, just remember, you're the 'other guy's' other guy. To continue to expect real change when you keep acting the same way as always, is folly. Won't happen. Real change will only happen when a majority of the people change the way they vote!