Yesterday I went to an accountant about starting my own HVAC business and applying for my contractor license. He informed me that I can start my business without my license, and he said that's how alot of businesses got started. Will I be making a mistake starting without my contractor license? I know my EPA doesn't stand for much, that is why I want my contractor license in my hand. The accountant was saying that my business has to build up its net worth before I can receive my license. I am looking for advice from business owners on how you got started.