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  1. #1
    Join Date
    Dec 2005
    Location
    California/Nevada
    Posts
    3,627

    guy says his health insurace...

    a guy at my work is in a big argument with our company, he claims his Kiaser health insurance is MORE MONEY through the company then he was paying before he got hired.

    he claims he called Kiaser and his plans are identicle.

    he says he was paying a few dollars less before he got hired.

    our company claims they have some of the best health plans and they claim they pay 70%,
    but it looks as though they are closer to 0%


    in my opinion, why would anyone think you would get a discount through a company?
    you are going to charge the people who work less money than the people who don't?




























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  2. #2
    Join Date
    Jun 2001
    Location
    Louisville, KY
    Posts
    12,181
    I pay less for the same plan on my own.

    Company plan has to cover all the unhealthy pigs. So, the healthy folks get boned.

    I said no thanks. I'll just buy my own health insurance.
    Perhaps you should have read the instructions before calling.

  3. #3
    Join Date
    May 2002
    Posts
    9,564
    They could arrange the company plan any way they want. If they go by the rate tables a young single guy doesn't have to pay very much a month.

  4. #4
    Join Date
    Feb 2004
    Location
    New Mexico
    Posts
    5,490
    After hearing about the California billion $$ suit against Blue Cross we all might be able to assume were covered at all.
    Tracers work both ways.

  5. #5
    Join Date
    Dec 2007
    Location
    Afton, VA / Khorat, Thailand
    Posts
    2,468
    Coverage for my wife, me and our little girl at my company is $185 a week.

    Same coverage with my wife's company is $38 a week.
    Guess where we're at.
    Tough times don't last...Tough people do.

    Midnight Sun Astrophotography

  6. #6
    Join Date
    May 2002
    Posts
    9,564
    That's because you pay 100% on your plan and on your wifes plan the company picks up 80% of it and your wife pays 20%. Very similar if not identical plan. The difference is who is paying the premium.

  7. #7
    Join Date
    Jun 2001
    Location
    Louisville, KY
    Posts
    12,181
    Quote Originally Posted by sysint View Post
    They could arrange the company plan any way they want. If they go by the rate tables a young single guy doesn't have to pay very much a month.
    That would require thought, planning, and execution.

    Obviously, the HR department doesn't want to manage it.
    Perhaps you should have read the instructions before calling.

  8. #8
    Join Date
    Nov 2001
    Location
    east kansas
    Posts
    8,030
    Employer sponsored health insurance is why insurance and medical cost too much. Put it on the open market where everyone has to pay for it themselves and watch the cost drop.

    It's BS where the medical profession gives discounts to large insurance companies and sticks it to the people that don't have insurance.

    When my son was born I went to the hospital and negotiated the bill. I asked why they where beating me up and giving discounts to insurance companies. The rep looked me right in the eye and said they rely on guys like me paying the full bill.
    Beware of advice given by some guy on the Internet.

  9. #9
    Join Date
    Apr 2008
    Location
    Canada
    Posts
    14
    Ok, I'll say it. Socialized Medicine!

  10. #10
    Join Date
    Dec 2005
    Location
    California/Nevada
    Posts
    3,627
    Socialized Medicine
    we're trying to FIX problems, not create bigger ones.

  11. #11
    Join Date
    Feb 2004
    Location
    New Mexico
    Posts
    5,490
    Not socialized medicine, single payer guaranteed insurance.
    Tracers work both ways.

  12. #12
    Join Date
    Nov 2001
    Location
    east kansas
    Posts
    8,030
    Quote Originally Posted by hvacker View Post
    Not socialized medicine, single payer guaranteed insurance.
    DING, DING, DING. We have a winner.
    Beware of advice given by some guy on the Internet.

  13. #13
    Join Date
    Jun 2001
    Posts
    3,910
    Quote Originally Posted by T Brewer View Post
    Ok, I'll say it. Socialized Medicine!
    Then you Don't want to see the doctor ?
    Governments don't tax to get the money they need, governments will always find a need for the money they get. Ronald Wilson Reagon

    Born Again KA

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