Our summer electric rates are 11 cents generation plus 2.37 cents distribution plus .4 cents transmission = 13.77 cents per kw-hr. Our electricity is not cheap (72% increase) since deregualtion without competition arrived in 2007.
The system with the highest Energy Efficiency Ratio (EER) will be the cheapest to run.
What are the model numbers of the condensers and air handlers?
Since you are getting a system with all the bells and whistles, I hope you are considering a 10 year parts and labor warranty. Those fancy systems are great until something breaks after the standard labor warranty (1 to 2 years) and parts warranty (5 to 10 years) have expired.