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  1. #27
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    Jan 2001
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    Quote Originally Posted by Snapperhead View Post
    Ive been Without insurance for 12 years now , and I can count on one hand how many times Ive been to the doctor , two times was for a cold that wouldnt go away (cost me 120 bucks ) once for poison ivy I got real bad ( another 120 ), and once for a big cut on my arm needed 12 stitches ( started out at 2000.00 and I said your effin crazy , got it reduced to 800 and I wrote a check )

    Now , if I had been paying the 500 a month like I was 13 years ago , that would be 6 grand a year , times 12 years = 72,000 dollars

    Did you read that ? SEVENTY TWO GRAND

    I took that 500 a month , and instead of sending to BCBS , I sent to my Mortgage , and now house is paid off
    Its a gamble.... and thats one reason I dont think anyone should be forced to buy it.....

    Yea, young folks can probably get by without it while they are young and healthy..... but like I said...its insurance... gambling....

    Ive seen 30 year olds have massive heart attacks....seen young folks get cancer...... terrible accidents....... something catastrophic happens.... its good to have insurance....

    Choices...decisions....priorities....

    But anyhow.... dont like it being rammed down peoples throats but Im glad people are getting the opportunity to buy it if they want it..... cause it will help people...

    They just need to find some common ground..... compromises..... you cant help everyone...and you cant punish one group to help another..... even though thats about how the USA works....lol

    Republicans are not going to repeal it..... they need to just sit down and be willing to discuss changes that will better it...... and just for the record...... making part time work 39 hours a week or less and the health savings account shams wont better anything....

    And thats about all the republicans can offer at this time.....
    One things for _______ sure, ________ rock didnt land on ______ sorry ___. That ___ __ _ _____ wasnt nowhere near _______ a _______ years ago. __ aint even a ______, __ is half _______ and half ________.

  2. #28
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    Jan 2001
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    I looked up obamacare on google this morning and this was the first hit.....

    One things for _______ sure, ________ rock didnt land on ______ sorry ___. That ___ __ _ _____ wasnt nowhere near _______ a _______ years ago. __ aint even a ______, __ is half _______ and half ________.

  3. #29
    Join Date
    Sep 2005
    Location
    Atlanta GA area
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    20,864
    Quote Originally Posted by classical View Post
    God I cannot believe I am going to delve into this, however!

    I have an old customer that called me the other day to help here with her system, so I went by just to confer and give her some guidance.

    Her husband is a heart transplant surgeon so I will keep specifics out of this. They have a private practice as well as his position with a major hospital system here. I asked her how things were working for them under ACA.

    She told me that they are closing down their private practice because the majority of their patients that have gone to ACA are no longer able to remain their patients because they are being dropped by ACA insurance providers'. Currently this is not a problem but she said within 5 years they would not be able to support their staff.

    She explained that the ACA insurers have a small core of Doctors/Clinics that will kowtow to their absurdly low pricing structure which will not support a quality practice; think home warranty coverage from your doctor. Fortunately in this situation they have options that will absorbs his staff into a major hospital system and maintain his team.

    Do you remember someone saying if you like your doctor you can keep your doctor; major lie.

    Tell me corny do you want home warranty quality healthcare; I DO NOT.

    As far as pricing, I looked into what it would cost to replace our insurance. Our current policy cost us $8,700.00 per year that is we pay 100% on mine and 25% on my wife. We have $5.00 co pay, $20.00 co pay on prescriptions and ZERO DOLLAR deductible. Under ACA our rates would be 15K per year and $6,000.00 each deductible. Now in my estimation I have much better coverage for much less money and I can go to any doctor I want and I do not need to ask anyone if I want a test performed.

    As clarification in the last five years my wife and I have had four surgeries, me three her one and our total out of pocket has been $600.00 period. My wife has a auto immune disorder that is affecting her liver and has to have frequent blood screening that are complex and costly they are fully covered and not quibbling from the insurance company. She may require a liver transplant (very unlikely fortunately) in the future and we will not need be concerned with low dollar doctors performing the procedure as we would if we were unfortunate to fall under the ACA umbrella.

    Corny you can call down all sorts of bull**** on conservatives for there disdain for the ACA but from where I stand they are correct and it is the single most destructive legislation to EVER come out of DC and it needs to be repelled.

    There are segments that are for the most part admirable at first glance but even those portions are smoke and mirrors. For instance the fallacy of pre existing conditions, yes you cannot be turned down but nowhere does it say they cannot charge significantly more to cover that pre-existing condition. Just so you know I did not include my wife's condition in our profile to ACA to determine our price structure it was bad enough without that encumbrance.

    As far a pre-existing conditions are concerned people with existing illnesses under the old systems could still get coverage they just went into a high risk pool that cost more than normal coverage; kind off like what will occur under ACA.
    Quote Originally Posted by classical View Post
    I personally think that ACA was designed to fail so we will have no choice but to go to single payer which is what Hussein, Nancy and Harry wanted all along.
    Quote Originally Posted by 626Pilot View Post
    It's weird. A Democratic president has sold us out to business interests (health insurance companies.) I would've thought his big government ideals would make single payer the obvious choice, if not outright pragmatism.
    In the first quote above... Classical (I know him personally from a trip to Houston years ago), tells what is the truth about all politicians... they roll out sugar coated junk and try to pawn it off on the public...

    Why?

    In the third post above, is the answer... yes, Dems do it just like Pubs do... and they BOTH have been doing it a lot longer than any of us have been alive. All one has to do to learn this carefully hidden truth is to do some research into the fine print.

    Now everyone repeat after me:
    *There is NO free lunch
    *Polecats are NEVER to be trusted
    *If the govt is big enough to give you everything, they are also big enough to take it all away...
    And
    *Thinks are never as they seem... ALWAYS read the fine print.
    GA-HVAC-Tech

    Quality work at a fair price with excellent customer service!

    Romans Ch's 5-6-7-8

    2 Chronicles 7:14

  4. #30
    Join Date
    Sep 2005
    Location
    Atlanta GA area
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    20,864
    Couple of thoughts here:

    I have yet to meet a single person who voluntarily:
    *eats the right foods
    *keeps their stress down (emotional stress)
    *gets enough rest and play time
    Who has serious health issues.
    So the message is simple: Take care of yourself and you will not need to visit the doc all the time.
    And remember, I run service calls for a living, I visit hundreds of homes all over a large city of over 6M people... so I do see a good cross section of America.

    There ARE alternatives out there... one has to look for them.

    Now for what GA thinks will happen: In countries with single-payer systems, there are a few patterns:
    *Clinics that offer VERY POOR service all paid by the govt... and the quality of medical care is horrible.
    *Folks who want better medical care pay for it themselves, and get it.
    *A tiered system where the older you are, the less care you get.
    So in reality... the DEMS have done what they blame the Pubs for... class warfare. Lieing Dems... which is nothing new.
    Remember, if a polecat's mouth is open, they are lieing, regardless of party.
    (Leads to my favourite saying: Never trust a polecat... regardless).

    IMO the answer is to take care of yourself and tell the medical profession to go fly a kite... There are WAAAAY too many doctors out there chasing too few patients. In free market economics this is over supply and under demand.
    Now in heating and AC and refrigeration... over supply and under demand means the price of services goes down... Why would that not happen in medicine? Simple... govt selling out to doctors and insurance providers... at the expense of the people (end users).

    Just take care of yourself... and tell the docs to get a job that requires them to be accountable to the market-place.
    GA-HVAC-Tech

    Quality work at a fair price with excellent customer service!

    Romans Ch's 5-6-7-8

    2 Chronicles 7:14

  5. #31
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    Jan 2001
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    7,489
    Eat a bowl of plain unseasoned oatmeal for breakfast in the morning instead of stopping somewhere for some kind of fast food drek.... Having plain oatmeal several times a week for different meals wouldnt hurt either.... but It would get old and I dont think you could get the fam to go along with it.

    No salt...no sugar........ nothing but water and the oats.....

    Grits are good that way too... but oatmeal is quicker...... and its really more hearty for you...... rice is good too.... but again... we are under time constraints people...... first you want grits or rice and the next thing you know you will be adding just a little butter..... and then more stuff and by then you are eating unhealthy and your late for work.

    Oats cook themselves..... its not a bad meal if you just gobble it down quickly...... and its filling.

    I bet many of you on here get those fag coffees in the morning or get a bisquit or some other fast food meal and a fag coffee...or you stand there at the store dumping half a pound of sugar into your coffee and half a gallon of those cream things..... and then you wonder why america is going into the gutter....... just look in the mirror....einstien.
    One things for _______ sure, ________ rock didnt land on ______ sorry ___. That ___ __ _ _____ wasnt nowhere near _______ a _______ years ago. __ aint even a ______, __ is half _______ and half ________.

  6. #32
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    Jan 2001
    Posts
    7,489
    Those fag coffees are not even coffee.... they are a hot soft drink....... a powdered mix of chemicals mixed with water.....

    Be a man and just get a black coffee...... sure... add a little sugar or cream...... but my god... dont stand there and turn that cup of coffee into dessert......
    One things for _______ sure, ________ rock didnt land on ______ sorry ___. That ___ __ _ _____ wasnt nowhere near _______ a _______ years ago. __ aint even a ______, __ is half _______ and half ________.

  7. #33
    Join Date
    Sep 2005
    Location
    Atlanta GA area
    Posts
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    How about a glass of OJ or an apple for breakfast... after a good night's sleep. Caffeine is not really necessary unless one is tired from lack of sleep...

    Oatmeal (rolled oats boiled in water) is a good complex carbohydrate to eat... less potential sugars generated than, say: wheat or corn based products. Gluten based products, while they taste great, are not really good for us.
    GA-HVAC-Tech

    Quality work at a fair price with excellent customer service!

    Romans Ch's 5-6-7-8

    2 Chronicles 7:14

  8. #34
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    Aug 2012
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    2,578
    Quote Originally Posted by corny View Post
    Ive had blue cross blue shield before...... and I think thats what we have now...

    Ive never found it any different than any other insurance.

    I remember at the last place I worked...... about twice every year there was a meeting about health insurance going up and about every three years we changed plans.....

    Last thing I used my old insurance for was one of those nuclear stress tests and it ended up costing me a bundle even with insurance... Im talking nearly 2 grand.

    Damn criminals.....
    Trust me you would know if you had bad insurance. Obviously you haven't had the experience.
    My name is TooCoolforschool and I am a chronic over charger.

  9. #35
    Join Date
    May 2006
    Location
    Ft. Worth, TX
    Posts
    1,942
    Quote Originally Posted by corny View Post
    Eat a bowl of plain unseasoned oatmeal for breakfast in the morning instead of stopping somewhere for some kind of fast food drek.... Having plain oatmeal several times a week for different meals wouldnt hurt either.... but It would get old and I dont think you could get the fam to go along with it.

    No salt...no sugar........ nothing but water and the oats.....

    Grits are good that way too... but oatmeal is quicker...... and its really more hearty for you...... rice is good too.... but again... we are under time constraints people...... first you want grits or rice and the next thing you know you will be adding just a little butter..... and then more stuff and by then you are eating unhealthy and your late for work.

    Oats cook themselves..... its not a bad meal if you just gobble it down quickly...... and its filling.

    I bet many of you on here get those fag coffees in the morning or get a bisquit or some other fast food meal and a fag coffee...or you stand there at the store dumping half a pound of sugar into your coffee and half a gallon of those cream things..... and then you wonder why america is going into the gutter....... just look in the mirror....einstien.
    corny that sounds like soul food to me.
    The historical record is clear. Nations rise on economic nationalism. They descend on free trade. - Patrick J. Buchanan Suicide of a Superpower.

  10. #36
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    Aug 2012
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    Quote Originally Posted by Tool-Slinger View Post
    BCBS does not pay out. They refuse. Prepare to go to court. Wait for years.

    This is probably going to be another problem with obamacare..... Insurance companies do not have to pay at all, tied up in 'civil' court for years on end. If the insurance company declines payment then guess who is responsible for the bill due immediately? Yup.

    I would never ever ever buy anything from blue cross and blue shield. I had a distant relative who had a husband die but there was a disputed insurance payment on a heart attack or something 7 years and continuing,.. unpaid. A close friend who his wife had a blood clot or something that wiped out her memory post age 14, and 5 or 6 years later unpaid. Both were BCBS insurance. Two different states. Those jerks probably have 10 lawyers for every sales agent on staff.

    Forced to purchase massive rate increases since obamacare initiation, the delectable deal is suspect to begin with, and then you have to deal with insurance companies who simply refuse to pay.... This is not a recipe for success.

    It stinks of corporate corruption in our political process. With idiot socialist idealist tools.
    Well I guess time will tell but I have been happy with them for the past few yrs and Louisiana doesn't play they will kick unresponsible insurance companies out of the state for not paying what is promised. oh we are a republican state. Furthermore if I had a surgery and the insurance didn't pay what they promised they can all kiss my ass, get in freakin line.
    My name is TooCoolforschool and I am a chronic over charger.

  11. #37
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    Jan 2001
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    Quote Originally Posted by exreo View Post
    corny that sounds like soul food to me.
    Ive eaten soul food........ not the garbage like chitlins, the back out of a chicken etc..... but we eat cornbread, soup beans.... all kinds of FRESH greens... Homemade macaroni and cheese and not that ghetto kraft sh*t.

    Ive had chicken necks before.... hearts and gizzards...... thats poor white country food too.

    Anyhow.... while we are on the topic of soul food.....

    Visit this website....

    http://www.breadofheavencatering.com/

    This fu**ing dump is in alcoa tennessee........ now go look at those pics...

    Its in alcoa...... the meat is smoked in 55 gallon smokers.....out front...... the place smells of mold and mildew..... the old black woman at the cash register looks like a leper with all the growths on her face and neck........ he son is the cook.

    The "buffet" is about 6 foot long..... there is a partial pic on the website....... usually smoked pork and chicken that if you dont absolutely drown it in that store bought bar b que sauce.... the wood taste will gag you...... He must smoke that sh*t with pallet wood.

    Chicken, pulled pork....sometimes sausage...... canned greens....kraft mac and cheese.... maybe another vegetable and they always have french fries.... soggy ass baked french fries.....

    Usually some kind of f****** up dessert......

    The place is dark...nasty smelling......tables are never wiped down by anyone but the folks sitting down.....

    The food is terrible....

    All along the walls are pictures of UT sports heros...coaches... pro sports fiqures... politicians... all of knoxvilles elite..... actors and actresses....... all who have visited and rave about the food.

    Go in there for lunch and its the elite of mkaa, alcoa maryville and knoxville in there..... executives and sh*t.....

    I dont know why they come in there unless its just so they can say they have eaten soul food.... which this food is certainly not...... or because they have some sort of white guilt and believe throwning this old bat and her sh****** son will make them a better person.

    I used to have to go with my boss......and others from our company would go there and rave about the canned greens.... the chicken that you absolutely have to smother in sauce....

    It aint soul food...... its cheap canned vegetables and sh*t and chicken and pork smoked in old 55 gallon drums that lord knows where the guy got them from....... and the only wood Ive ever seen around there is construction wood.

    Sorry for the rant.... just brought up some bad memories that stinking sh***ole.
    One things for _______ sure, ________ rock didnt land on ______ sorry ___. That ___ __ _ _____ wasnt nowhere near _______ a _______ years ago. __ aint even a ______, __ is half _______ and half ________.

  12. #38
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    I only like beef bar b que by the way..... people say there isnt a difference..... but thats because they have never had beef barb que......
    One things for _______ sure, ________ rock didnt land on ______ sorry ___. That ___ __ _ _____ wasnt nowhere near _______ a _______ years ago. __ aint even a ______, __ is half _______ and half ________.

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