$18,000 dollar injury from a service call. Suing homeonwers insurance co,

[Rich]

two Great Danes decided to have me for lunch while working on AC.
Transferred me to Toledo University Hospital thinking I contacted Flesh Eating Bacteria.

I have to sue the homeowners insurance because insurance in Ohio only provides for $5,000 medical, you need more you have to get a lawyer.

Three painful operations, WEEKS of painful dressings where the gauze had to be placed between the muscle and the skin,

[Vinster]

I hear you bro, I was in a motorcycle accident 2 yrs ago. 100% other guys fault, he pulled out onto a busy road with out looking. His insurance company is refusing to pay medical bills and time for missed work(which is only 5 weeks). Had to get a lawyer. What a friggin joke.

[Rich]

I hear you bro, I was in a motorcycle accident 2 yrs ago. 100% other guys fault, he pulled out onto a busy road with out looking. His insurance company is refusing to pay medical bills and time for missed work(which is only 5 weeks). Had to get a lawyer. What a friggin joke.

Im in Ohio, and the laws here are NOT designed for justice but what I call 'Economic Engineering" By creating laws that force one to seek professional services for things that a judge should be able to simply decide on is meant only to redistribute wealth. What part of "Your dog bite me and caused me $18k in losses, pay up!" requires a lawyer? In your case its just plain greed from lawmakers who want to protect their own.

[CDNtech]

Eesh, makes me appreciate being Canadian.

[Rich]

Eesh, makes me appreciate being Canadian.

Canadian dogs can bite too! (just kidding, I know what you mean)

[barbar]

Pretty rough, both the injury and how you are being treated. I hope you bit the dogs back!
In NZ we have a No fault Accident plan "any accident" (for those injured and everybody is covered), all medical, rehabilitation and 80% of salary. (capped at about US$100K)
Little or no suing.
The accident itself is looked at by others, depending upon the type of accident.

[Rich]

True story, one week after I got back to work I was bit two more times, both by little dogs!
I'm going to have Kibbles and Bits printed for a name tag ! Neither broke the skin, but gesh, makes me think of 101 dalmations where they sent bark messages, 'Everyone bit Rich when he comes to work on your AC!"

[2sac]

True story, one week after I got back to work I was bit two more times, both by little dogs!
I'm going to have Kibbles and Bits printed for a name tag ! Neither broke the skin, but gesh, makes me think of 101 dalmations where they sent bark messages, 'Everyone bit Rich when he comes to work on your AC!"

Stop bathing with pork chop scented soap.

[Pete838]

Does work comp pay on something like this? It did happen on a job.

[sigma]

Does work comp pay on something like this? It did happen on a job.

I was going to ask the same question.

[precision hvac]

I've been bit by dogs before- one that looked every bit as bad as yours.
I must say though- who the hell sewed you up? That's the worst stitch job I've ever seen!
This should have been a Workman's Comp claim.

[Rich]

I've been bit by dogs before- one that looked every bit as bad as yours.
I must say though- who the hell sewed you up? That's the worst stitch job I've ever seen!
This should have been a Workman's Comp claim.

The scary part was one Great Dane bit me, the other was looking at me to see my reaction, the Mastive (yes they had three giant dogs) was just barking. I tried to pull away but my skin was stretching, then I thought that if I hit the dog in defense the other two would go into pack mode. I was very fortunate that just the front teeth got me, the Doctor said that Great Danes get wild hogs heads into their mouths and crush the skull and if my arm was further into his mouth he would probably shatter my bones to the point that they may have had to amputate. The homeowner grabbed the dog and beat the crap out of him to get him to let go. Its scary when a dog is looking at you eye to eye while chewing your arm! I'm 5' 10" and this dog is taller than me when on his hind legs.

I'm a sole proprietor so I'm not covered by Workers Comp. Ohio's workers comp is bankrupt and extremely expensive, I carry health insurance but they won't pay because its the liability of the home owners.

The sewing is after the third operation, the wound was open for about 12 days for drainage. Remember they thought I contacted flesh eating bacteria. I did not know that over 50% of all flesh eating bacteria is from animal bites! Also, 90% of all tetnis (spelling) patients die! I was seen by a total of 9 doctors because of the bacteria concern, thankfully I didn't come down to it.

The scar today isn't as bad as the stitches show. I will try to post another picture here, if it doesn't work I'll figure out how to do it.

Forgive my typos, I'm really tired ....
Happy Thanksgiving everyone!

[precision hvac]

The scary part was one Great Dane bit me, the other was looking at me to see my reaction, the Mastive (yes they had three giant dogs) was just barking. I tried to pull away but my skin was stretching, then I thought that if I hit the dog in defense the other two would go into pack mode. I was very fortunate that just the front teeth got me, the Doctor said that Great Danes get wild hogs heads into their mouths and crush the skull and if my arm was further into his mouth he would probably shatter my bones to the point that they may have had to amputate. The homeowner grabbed the dog and beat the crap out of him to get him to let go. Its scary when a dog is looking at you eye to eye while chewing your arm! I'm 5' 10" and this dog is taller than me when on his hind legs.

I'm a sole proprietor so I'm not covered by Workers Comp. Ohio's workers comp is bankrupt and extremely expensive, I carry health insurance but they won't pay because its the liability of the home owners.

The sewing is after the third operation, the wound was open for about 12 days for drainage. Remember they thought I contacted flesh eating bacteria. I did not know that over 50% of all flesh eating bacteria is from animal bites! Also, 90% of all tetnis (spelling) patients die! I was seen by a total of 9 doctors because of the bacteria concern, thankfully I didn't come down to it.

The scar today isn't as bad as the stitches show. I will try to post another picture here, if it doesn't work I'll figure out how to do it.

Forgive my typos, I'm really tired ....
Happy Thanksgiving everyone!

That healed up nicely given that stitch job.
My scar was about 5" long & had a tube in it for 2 weeks. Probably had 20 visible stitches on the outside.
Barely visible today.
My attack was from one big dog. She had him in the garage while I was out working on the condenser. She didn't get the doggie door secure & he came out. I had this feeling someone was behind me- I'm sitting on the ground. I turned around & there he was. Went right for my throat but I got my arm up in time & he bit that instead. The shaking when he bit did all my damage. Owner (the wife) was a piece of work. Blamed me for the attack. Husband came home (very nice guy) & said to go to doctor & he would pay for everything. If his Homeowners policy didn't cover it, he would. I had health coverage (I'm an owner- no WC for me) so just went to doctor, they settled up with him.
I remember someone asking me if I wanted the dog put down. I'm a dog person, I said no.

[tedkidd]

I remember someone asking me if I wanted the dog put down. I'm a dog person, I said no.

Now if you could just have had the wife put down...

Great stories about dealing with dogs!

[snewman24]

........................... I carry health insurance but they won't pay because its the liability of the home owners. ..........................

That makes no sense to me. Your insurance company should cover all your medical expenses, subject to the policy limits, and then subrogate by suing the dog owners and their insurance company to recoup their losses.....

[Van Diesel]

Happy Thanksgiving to you too man. Those battle scars have earned you a third plate. Have you looked into an accident injury lawyer? Some only take cases they know they'll win so you don't have to pay them up front.

[Rich]

I was able to contact a lawyer that specifically deals with animal injuries. May take a while to get things settled, what sucks is I tried my best to save the insurances money by not having home nurses change my dressings but instead had my wife do it, things like that and they in turn won't call me back for six weeks even after the homeowner called them at least every day for two weeks. Then they wanted all this paperwork, tons and tons, then told me they would pay on 5K and then not write another check except for the final one more and I was to submit my bills 'within two years'. Ok, Lawyer time! I swear Insurance and Lawyers are brothers in the evolutionary lineage LOL.

[OldSchoolMech]

That sucks man. Makes me even prouder to live in a country where I get free heatlth care and dont have to pay out of pocket to get it fixed then hire a lawyer and hope I get my $ back.

Hope you get you $ back

[dsprice]

Next time, kill the dog. Seriously, grab its head with your free arm and snap its neck. It's just a dog.

I speak from experience.

[DLZ Dan]

Next time, kill the dog. Seriously, grab its head with your free arm and snap its neck. It's just a dog.

I speak from experience.

Amen! I carry a 12" bowie knife on my hip. I hear the slightest bark, growl or stampede, the steel comes out. I had a dog attack me in one basement when i was laying on my belly fixing a boiler. Thank god Carhardt makes thick jackets. Stab in the side and turn the knife to deflate the lung.-Puppy drops