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  1. #1
    Join Date
    Aug 2000
    Location
    Sandusky Ohio
    Posts
    290

    $18,000 dollar injury from a service call. Suing homeonwers insurance co,

    two Great Danes decided to have me for lunch while working on AC.
    Transferred me to Toledo University Hospital thinking I contacted Flesh Eating Bacteria.

    I have to sue the homeowners insurance because insurance in Ohio only provides for $5,000 medical, you need more you have to get a lawyer.

    Three painful operations, WEEKS of painful dressings where the gauze had to be placed between the muscle and the skin,

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    Last edited by Rich; 11-21-2012 at 04:25 PM.

  2. #2
    Join Date
    Feb 2008
    Posts
    129
    I hear you bro, I was in a motorcycle accident 2 yrs ago. 100% other guys fault, he pulled out onto a busy road with out looking. His insurance company is refusing to pay medical bills and time for missed work(which is only 5 weeks). Had to get a lawyer. What a friggin joke.

  3. #3
    Join Date
    Aug 2000
    Location
    Sandusky Ohio
    Posts
    290
    Quote Originally Posted by Vinster View Post
    I hear you bro, I was in a motorcycle accident 2 yrs ago. 100% other guys fault, he pulled out onto a busy road with out looking. His insurance company is refusing to pay medical bills and time for missed work(which is only 5 weeks). Had to get a lawyer. What a friggin joke.
    Im in Ohio, and the laws here are NOT designed for justice but what I call 'Economic Engineering" By creating laws that force one to seek professional services for things that a judge should be able to simply decide on is meant only to redistribute wealth. What part of "Your dog bite me and caused me $18k in losses, pay up!" requires a lawyer? In your case its just plain greed from lawmakers who want to protect their own.

  4. #4
    Join Date
    Jan 2008
    Location
    Ottawa, Canada
    Posts
    167
    Eesh, makes me appreciate being Canadian.

  5. #5
    Join Date
    Aug 2000
    Location
    Sandusky Ohio
    Posts
    290
    Quote Originally Posted by CDNtech View Post
    Eesh, makes me appreciate being Canadian.
    Canadian dogs can bite too! (just kidding, I know what you mean)

  6. #6
    Join Date
    Dec 2011
    Location
    New Zealand
    Posts
    2,237
    Pretty rough, both the injury and how you are being treated. I hope you bit the dogs back!
    In NZ we have a No fault Accident plan "any accident" (for those injured and everybody is covered), all medical, rehabilitation and 80% of salary. (capped at about US$100K)
    Little or no suing.
    The accident itself is looked at by others, depending upon the type of accident.

  7. #7
    Join Date
    Aug 2000
    Location
    Sandusky Ohio
    Posts
    290
    True story, one week after I got back to work I was bit two more times, both by little dogs!
    I'm going to have Kibbles and Bits printed for a name tag ! Neither broke the skin, but gesh, makes me think of 101 dalmations where they sent bark messages, 'Everyone bit Rich when he comes to work on your AC!"

  8. #8
    Join Date
    Oct 2011
    Location
    Chicagoland Area
    Posts
    4,681
    Quote Originally Posted by Rich View Post
    True story, one week after I got back to work I was bit two more times, both by little dogs!
    I'm going to have Kibbles and Bits printed for a name tag ! Neither broke the skin, but gesh, makes me think of 101 dalmations where they sent bark messages, 'Everyone bit Rich when he comes to work on your AC!"
    Stop bathing with pork chop scented soap.
    Officially, Down for the count

    YOU HAVE TO GET OFF YOUR ASS TO GET ON YOUR FEET

    I know enough to know, I don't know enough
    Liberalism-Ideas so good they mandate them

  9. #9
    Join Date
    Aug 2012
    Location
    Gainesville, FL
    Posts
    325
    Does work comp pay on something like this? It did happen on a job.

  10. #10
    Join Date
    Oct 2001
    Posts
    2,101
    Quote Originally Posted by Pete838 View Post
    Does work comp pay on something like this? It did happen on a job.
    I was going to ask the same question.

  11. #11
    Join Date
    Oct 2004
    Location
    So Cal
    Posts
    3,545
    I've been bit by dogs before- one that looked every bit as bad as yours.
    I must say though- who the hell sewed you up? That's the worst stitch job I've ever seen!
    This should have been a Workman's Comp claim.

  12. #12
    Join Date
    Aug 2000
    Location
    Sandusky Ohio
    Posts
    290
    Quote Originally Posted by precision hvac View Post
    I've been bit by dogs before- one that looked every bit as bad as yours.
    I must say though- who the hell sewed you up? That's the worst stitch job I've ever seen!
    This should have been a Workman's Comp claim.
    The scary part was one Great Dane bit me, the other was looking at me to see my reaction, the Mastive (yes they had three giant dogs) was just barking. I tried to pull away but my skin was stretching, then I thought that if I hit the dog in defense the other two would go into pack mode. I was very fortunate that just the front teeth got me, the Doctor said that Great Danes get wild hogs heads into their mouths and crush the skull and if my arm was further into his mouth he would probably shatter my bones to the point that they may have had to amputate. The homeowner grabbed the dog and beat the crap out of him to get him to let go. Its scary when a dog is looking at you eye to eye while chewing your arm! I'm 5' 10" and this dog is taller than me when on his hind legs.

    I'm a sole proprietor so I'm not covered by Workers Comp. Ohio's workers comp is bankrupt and extremely expensive, I carry health insurance but they won't pay because its the liability of the home owners.

    The sewing is after the third operation, the wound was open for about 12 days for drainage. Remember they thought I contacted flesh eating bacteria. I did not know that over 50% of all flesh eating bacteria is from animal bites! Also, 90% of all tetnis (spelling) patients die! I was seen by a total of 9 doctors because of the bacteria concern, thankfully I didn't come down to it.

    The scar today isn't as bad as the stitches show. I will try to post another picture here, if it doesn't work I'll figureName:  20120817_063633.jpg
Views: 872
Size:  42.6 KB out how to do it.

    Forgive my typos, I'm really tired ....
    Happy Thanksgiving everyone!

  13. #13
    Join Date
    Oct 2004
    Location
    So Cal
    Posts
    3,545
    Quote Originally Posted by Rich View Post
    The scary part was one Great Dane bit me, the other was looking at me to see my reaction, the Mastive (yes they had three giant dogs) was just barking. I tried to pull away but my skin was stretching, then I thought that if I hit the dog in defense the other two would go into pack mode. I was very fortunate that just the front teeth got me, the Doctor said that Great Danes get wild hogs heads into their mouths and crush the skull and if my arm was further into his mouth he would probably shatter my bones to the point that they may have had to amputate. The homeowner grabbed the dog and beat the crap out of him to get him to let go. Its scary when a dog is looking at you eye to eye while chewing your arm! I'm 5' 10" and this dog is taller than me when on his hind legs.

    I'm a sole proprietor so I'm not covered by Workers Comp. Ohio's workers comp is bankrupt and extremely expensive, I carry health insurance but they won't pay because its the liability of the home owners.

    The sewing is after the third operation, the wound was open for about 12 days for drainage. Remember they thought I contacted flesh eating bacteria. I did not know that over 50% of all flesh eating bacteria is from animal bites! Also, 90% of all tetnis (spelling) patients die! I was seen by a total of 9 doctors because of the bacteria concern, thankfully I didn't come down to it.

    The scar today isn't as bad as the stitches show. I will try to post another picture here, if it doesn't work I'll figureName:  20120817_063633.jpg
Views: 872
Size:  42.6 KB out how to do it.

    Forgive my typos, I'm really tired ....
    Happy Thanksgiving everyone!
    That healed up nicely given that stitch job.
    My scar was about 5" long & had a tube in it for 2 weeks. Probably had 20 visible stitches on the outside.
    Barely visible today.
    My attack was from one big dog. She had him in the garage while I was out working on the condenser. She didn't get the doggie door secure & he came out. I had this feeling someone was behind me- I'm sitting on the ground. I turned around & there he was. Went right for my throat but I got my arm up in time & he bit that instead. The shaking when he bit did all my damage. Owner (the wife) was a piece of work. Blamed me for the attack. Husband came home (very nice guy) & said to go to doctor & he would pay for everything. If his Homeowners policy didn't cover it, he would. I had health coverage (I'm an owner- no WC for me) so just went to doctor, they settled up with him.
    I remember someone asking me if I wanted the dog put down. I'm a dog person, I said no.

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