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  1. #66
    Join Date
    Nov 2006
    Location
    Southeastern Pa
    Posts
    18,237
    Quote Originally Posted by 54regcab View Post
    Getting out of DEBT helps tremendously also !!
    Rule 1: avoid paying interest. Exception: mortgage.

    Rule 2: repeat Rule 1 until you get it in your head.

    Rule 3: marry someone who agrees that you have to live within your means.

    Rule 4: Enjoy life WHILE you live within your means.

    That is enough to stump most young people today.....
    [Avatar photo from a Florida training accident. Everyone walked away.]
    2 Tim 3:16-17

    RSES CMS, HVAC Electrical Specialist

    AOP Forum Rules:







  2. #67
    Join Date
    Feb 2010
    Location
    In a boiler room
    Posts
    7,068
    Quote Originally Posted by timebuilder View Post
    Rule 1: avoid paying interest. Exception: mortgage.

    Rule 2: repeat Rule 1 until you get it in your head.

    Rule 3: marry someone who agrees that you have to live within your means.

    Rule 4: Enjoy life WHILE you live within your means.

    That is enough to stump most young people today.....
    Rule 5: If you have 2 or more monthly payments and you pay one loan off, apply that payment to another loan as an extra payment instead of just spending it.

  3. #68
    Join Date
    Nov 2011
    Location
    New Ulm, MN
    Posts
    32
    Thanks folks. Chuckcrj that is a fresh good way to look at life

  4. #69
    Join Date
    Sep 2004
    Location
    Kansas City, Kansas, United States
    Posts
    13,832
    Rule #6

    If you have any money at all left after you make your house , car, motorcycle , boat, credit card , child support and health club payment?

    Put a down payment on something else!!!

  5. #70
    Join Date
    Sep 2004
    Location
    Kansas City, Kansas, United States
    Posts
    13,832
    Your next ex wife is going to take it all anyhow!!!

  6. #71
    Join Date
    Sep 2004
    Location
    Kansas City, Kansas, United States
    Posts
    13,832
    If you have enough debt and no liquid assets.
    Your wife will just ask for the kids during the divorce!

  7. #72
    Join Date
    Nov 2006
    Location
    Southeastern Pa
    Posts
    18,237
    Quote Originally Posted by chuckcrj View Post
    Rule 5: If you have 2 or more monthly payments and you pay one loan off, apply that payment to another loan as an extra payment instead of just spending it.
    Yep. That's really Rule #1.
    [Avatar photo from a Florida training accident. Everyone walked away.]
    2 Tim 3:16-17

    RSES CMS, HVAC Electrical Specialist

    AOP Forum Rules:







  8. #73
    Join Date
    Jun 2001
    Location
    Moore, Oklahoma, United States
    Posts
    4,186
    Quote Originally Posted by timebuilder View Post
    Yep. That's really Rule #1.
    "snowballing" as Dave Ramsey calls it...

  9. #74
    Join Date
    Nov 2012
    Location
    Largo, FL
    Posts
    5
    i did no tech school... i hired in the field as a helper within 6 months i was lead installer worked there two years as the lead
    switched companies to run service so i could get commission cause hourly dosent cut it.. did that for one week then lead the sales board for 2 months.. they fired the lead sales.. worked lead sales for 3 years... then when i said i was going to test for my lic they droped my commison pay.. so i left... best thing i ever did. Now im a class a lic holder in florida.. i would recommend to anybody take the test just tab your books . i thought i was dooing good making 60 k selling 500k... pffft i should of started 2 years ago...

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