Im a non union tech. But I'm getting into the union I'm being hired by a big company with two option to accept and want to know the goods and bass to the two. I'm 24 years old #1 r3 pay 21.65 with insurance for me, a wife, and a kid. But I don't have either so he said he can get me in as something called m.a.t pay me over scale 25.00 an hr with insurance for just myself. With either choice he said I can still go into the union school and I have a pension after 5 years I'm vested. I never heard of a mat. I need your input