Last winter in your area was exceptionally warm, so we can't really establish a fan noise speed of heating vs. cooling until you get some really cold weather that will have the furnace up on high fire. However, the noise issue may be the result of a return air grill. It's not uncommon to have a variable speed blower that pulls more air through the same grill, resulting in higher velocity and setting the grill fins to striking a nice harmony. If that's the case, it's pretty easy for anyone with a hand seamer to change the louver pitch and eliminate the noise. Did the installing company do a real Manual J load analysis before installing the equipment?
If YOU want change, YOU have to first change.
If you are waiting for the 'other guy' to change first, just remember, you're the 'other guy's' other guy. To continue to expect real change when you keep acting the same way as always, is folly. Won't happen. Real change will only happen when a majority of the people change the way they vote!