I dont know if this has been asked? I could not find anything. What would you put in your house for heat and DHW? Keep in mind I live in NH and I want A/C. Looking to gut my systerm and put in new. We do all commercial so I am looking to see what is a good and ceap to run systerm for the house. No Nat gas I can get oil or LP. Right now I have FHW with indirect DHW oil. I could do floor heat for the frist floor and keep the baseboard for the second floor. Frist floor is all hardwood. Any inputs would be great.