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Post a reply to the thread: $18,000 dollar injury from a service call. Suing homeonwers insurance co,

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Topic Review (Newest First)

  • 02-23-2013, 10:59 AM
    bullmoose
    Thats why I make homeowners pit their pets up before I go in. I got my pants ripped by a old half blind dog. Luckily he didnt get my skin. The homeowner gave me $20 for em. I just wont chance it anymore.
    Hope all this works out for ya. Looks bad.

    Sent from my SPH-D710 using Tapatalk 2
  • 01-13-2013, 08:00 PM
    snewman24
    Quote Originally Posted by Rich View Post
    ........................... I carry health insurance but they won't pay because its the liability of the home owners. ..........................
    That makes no sense to me. Your insurance company should cover all your medical expenses, subject to the policy limits, and then subrogate by suing the dog owners and their insurance company to recoup their losses.....
  • 01-13-2013, 06:41 PM
    juliop360
    That sucks man hope you ok. You should make them put the dogs to sleep that can happen to someone else.
  • 01-08-2013, 07:55 PM
    Juan Madera
    Rich, who do you think OWNS the insurance companies? The guys with J.D. after their names...
  • 12-23-2012, 08:02 PM
    tunnel_rat
    Holy shiite......That's damn near criminal to leave beasts like that out when service people are there. I'd have shot it.
  • 12-23-2012, 09:06 AM
    mikeacman
    Lawyer up man

    The insurance company knows you got them by the balls .
    They will never admit it though and will act is if they are doing you a favor .
    I see a slam dunk and a out of court settlement .
  • 12-23-2012, 08:55 AM
    mikeacman
    Quote Originally Posted by perryaire View Post
    Wow! Sorry to hear about something like that! it is tougher getting attacked by two, I have been attacked by one before, I kicked his ass, picked him up and threw him 20 ft through the air.
    Home owner came out and asked what I did to his dog. I said we were just communicating!
    I laughed so hard I almost threw up ...thank you!!!
  • 12-23-2012, 08:45 AM
    mikeacman
    I'm seeing at least 180K
  • 12-23-2012, 08:44 AM
    mikeacman
    BTW in my opinion you should get all your bills paid , covered for lost time and revenue,and pain and suffering...

    Anyone who fails to secure their animals is asking for it. Its their problem and fault . Not the dogs and not yours either.

    I'm not saying be angry ... Make sure you get everything you would have earned,all your bills paid plus a bonus for all the BS you have and are going thru ,past present and future
  • 12-23-2012, 08:38 AM
    mikeacman
    Wow!

    I hope you make a full recovery!

    I've been bitten at work myself ,,,and it sucks .

    One time the HO had a kid hold the dog on a leash and the next thing I know the kid turned the dog loose.

    The dog bit me and I had teeth holes in my leg...when I showed the HO the ***** got mad at ME demanding to know what I did to provoke her dog!!!!!!!!!!!

    I was beyond pissed at this point and left .
  • 12-22-2012, 02:24 AM
    butternut
    It would be a bit over $18K if it were me.
  • 12-19-2012, 11:18 PM
    tedkidd
    Quote Originally Posted by precision hvac View Post
    I remember someone asking me if I wanted the dog put down. I'm a dog person, I said no.
    Now if you could just have had the wife put down...

    Great stories about dealing with dogs!
  • 12-19-2012, 08:01 PM
    perryaire
    Wow! Sorry to hear about something like that! it is tougher getting attacked by two, I have been attacked by one before, I kicked his ass, picked him up and threw him 20 ft through the air.
    Home owner came out and asked what I did to his dog. I said we were just communicating!
  • 11-22-2012, 09:43 PM
    Pete838
    Quote Originally Posted by Rich View Post
    .

    I'm a sole proprietor so I'm not covered by Workers Comp. Ohio's workers comp is bankrupt and extremely expensive, I carry health insurance but they won't pay because its the liability of the home owners.
    Gotcha. Comp exempt as they call it here.
  • 11-22-2012, 09:36 PM
    jimmyed
    Plumber friend, decapitated a german shepard with a shovel. Courts basically laughed at the woman and told her they wouldn't be there if she could control her pets.

    I have punted several ankle biters. Made one old lady cry. Went on to tell me it would't bite me, she had only had it 4 days. I have a Rottweiler, not afraid of dogs. If you are, they will know it. Never had an issue with a big dog, always them little worthless bark machines. I tell the customer to control their dog, if they don't I will make the dog not like me and be afraid of me. I don't care if they are watching or not. Not hard to lock a dog in a bedroom.
  • 11-22-2012, 07:56 PM
    LKJoel
    Did some work at a dog training facility, where they specialize in training aggressive dogs. Most were locked up on arrival, except for one that even the owner was afraid of. Made it clear to me that I was not to go back to my truck without him being in the yard. I didn't need my pipe wrench that day, but it never left my side
  • 11-22-2012, 12:52 PM
    DLZ Dan
    Quote Originally Posted by dsprice View Post
    Next time, kill the dog. Seriously, grab its head with your free arm and snap its neck. It's just a dog.

    I speak from experience.
    Amen! I carry a 12" bowie knife on my hip. I hear the slightest bark, growl or stampede, the steel comes out. I had a dog attack me in one basement when i was laying on my belly fixing a boiler. Thank god Carhardt makes thick jackets. Stab in the side and turn the knife to deflate the lung.-Puppy drops
  • 11-22-2012, 11:09 AM
    Sicofthis
    Man I hope it works out for you. When I installed/serviced for direct tv I started asking homeowners to secure their pets at all times I'm on the property. Some refused and I drove off.

    I've been thinking about it.
    Wonder if we would get in trouble for mace or a stun gun?
  • 11-22-2012, 11:06 AM
    thermojohn
    Quote Originally Posted by jpsmith1cm View Post
    I'm not a lawyer, but I don't think that the tool used plays into the justification of the act.
    With the direction we are headed in... You are probably right.
  • 11-22-2012, 11:02 AM
    jpsmith1cm
    Quote Originally Posted by thermojohn View Post
    Ruin 'one's' day... I don't need to be convinced of that, as I already whole-heartedly agree with the logic of self-preservation. My protection is within reach at all times... It's just not a gun. I'm a firm believer in the right to carry, and I love my guns.

    Was just curious about the thought of carrying while in a customer's home.... If it was discharged by a field servicer in someone's home, it would certainly bring some attention to the situation and would seem somewhat 'purposeful'. Better make sure it was used appropriately, or someone else's day is also ruined.

    On the other hand, an 18" iron pipe wrench used for the same purpose would be a different matter... Still quite messy, but somewhat justified.
    I'm not a lawyer, but I don't think that the tool used plays into the justification of the act.
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