frances in florida

[sctech]

do we have any members in florida ? just checking to see how everyone weathered the storm .

[Reliant Air]

I'm in Tallahassee, We got a lot of rain and a little wind, but no damage. A tree fell on a power line behind my house and started arching on the ground. I watched as some dumba** went around the power company truck. They started blowing their horn at him until he stopped and started backing up. Then we heard a little arguing between the two and then he left. We were without power for about 15 minutes.

[secorp]

All is well at my house never even lost power, just filckered a lot.
A lot of others in my county of Pinnellas did not fare as well. downtown Tampa went under water yesterday.

[sctech]

happy to hear both of you made it thru ok. I'm in coastal south carolina just a lot of rain here on sunday. If yall are near area's that got hit hard I imagine business will be busy in the up coming months. I know a couple of independent contractors here are leaving here next week to look for sub work in florida.

[Diceman]

We are gonna get lots of rain the next couple days as a result, maybe some wind........

[secorp]

Do not forget about tornadoes!!!!!!1

[duct_dude]

I'm in lakeland ,Florida. I made out just fine ...a few broken tree branches and boat load of water on the ground.

[frozensolid]

Did well myself.

Icemiester, and a/c don took a direct hit, and we have not heard from them yet. Hope they came through OK.

[condenseddave]

Originally posted by sctech
do we have any members in florida ? just checking to see how everyone weathered the storm .

On an HVAC forum with 28,200 members? Nope. Not a chance.:p

[hvac4u]

http://ww2.imagewiz.net/images/hvac/123678_storm2.jpg

[chicago installer]

looks like the screen in pool got ripped up how bout the rest of the house? livable, is that hurricane shutters between the window and the door on the right.good bless u

[hvac4u]

yes, all is well, this is the extent of the damage

this is my parents home, dad is a florida master gardener, so you can imagine what his yard USED to look like

they took down the metal shutter but that is all. in their 70's, too old to put it back up for ivan

i was in ft meyers 2 weeks ago, fixing my brother's house after charlie. seems like those high winds love those screen enclosure!!!

may be something to get into down there.........

[sigma]

Does home owner’s insurance in Florida cover damages from
hurricane or this is extra?
How much are average premiums anyway?

[frozensolid]

The premiums since Andrew, would blow you away.

[sigma]

Insurance companies will have again an excuse to raise premiums for home owners all over the country.

[secorp]

The deductibiles were ranging from 1,000 to 3,000 per storm. If Ivan hits look for future policy's to go even higher.

[Reliant Air]

I think that after Andrew hit the Insurance in Florida changed somewhat. The state changed the rules to make it easier on the insurance companies. Most of the little insurance companies went broke and left, so it is mainly large companies that can handle large payouts. They also set up some sort of trust account for times like this along with raising the deductibles to shift more of the burden to the consumers. I doubt the insurance companies will be hurt too bad, but that's not going to stop them from raising the rates again. oh yea, the homes directly on the coast are covered by the FEMA's NFIP. I guess thats taxpayer money that is not part of that two billion our fearless leader is sending this way.

http://www.fema.gov/nfip/

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